Whether this is your first step on the property ladder or now is the time for you to upsize, or downsize, our expert whole of market mortgage brokers will ensure we get the right deal for you.
Fixed rate deals give you peace of mind, as typically the interest rate (and your monthly repayment) are set in stone, so to speak, for usually between two and five years. Some have set up fees and this can reduce the interest rate. Others are free to start but often with a higher fixed rate. We are whole of market mortgage advisors and can help you decide which fixed rate deal is best for your circumstances.
Variable rate deals come in different forms. Typically, if the lender announces an interest rate rise or fall, your monthly repayments will change. You can be on Standard Variable Rate (SVR) with no tie-ins, a Discount, Tracker or Capped Rate variable mortgage.
Buying your first home can be both exciting and worrying. Not only do you need to find a house, and negotiate the right price, but you also need to ensure you can afford what you are offering to pay, and arrange the finance in a timely manner.
We have access to the Whole of Market for lenders, ranging from your well known high street providers to more niche banks and building societies.
We can really help First Time Buyers in a number of situations, but the most common issues are low deposits, where higher salary multiples are required or a Guarantor option is needed.
We will take all of the stress out of the buying process for you and actively manage your purchase from start to finish. We have a carefully selected solicitor panel we work closely with to ensure not only that your mortgage is offered in a timely and stress-free manner, but also the solicitor work is dealt with promptly and efficiently.
The Mortgage Republic team will keep you up to date, every step of the way.
Our team are on hand to give you a call to discuss your needs and source a mortgage that works for you. Simply fill in the form and we’ll be in touch!
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £495 payable on application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Mortgage Republic Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered Office: Mortgage Republic Ltd, 26 Byron Avenue, Dereham, Norfolk, NR19 2GW.
Registered Company Number: 10115326 Registered in England & Wales
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