You may find navigating through mortgage options confusing. That’s where we come in. We are experts at establishing what is important for you in your mortgage, not only now but in the future, and will discuss all the options with you, and recommend the right deal that suits your needs going forward.
Below are a few mortgage types and a brief explanation of what they do.
A popular deal in the marketplace. Your payments are fixed for a set period of time. Typically either 2, 3 or 5 years, although longer terms can be found from specialist lenders.
Whilst you will know your monthly payment will not change, you would not benefit from any rate drops, and are likely to be tied in to the deal with an early repayment charge should you wish to end the mortgage early either by settling it, or moving to another lender.
Our team are on hand to give you a call to discuss your needs and source a mortgage that works for you. Simply fill in the form and we’ll be in touch!
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £495 payable on application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
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