Tailored advice

Staying with the same lender is not always the best option when other banks are vying for your business. We can help advise what the best option is based on your circumstances and we have saved our clients’ money on countless occasions.

My rate is expiring. How soon should I look to secure a new rate?

Do not delay. Procrastination here is not your friend. Leaving it too late to secure a new mortgage, and have the legal paperwork in place to transfer your mortgage to a new lender is time consuming and can cost you money. The media have even labelled this “The procrastination penalty”.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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Our team are on hand to give you a call to discuss your needs and source a mortgage that works for you. Simply fill in the form and we’ll be in touch!

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 There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £495 payable on application.
Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Mortgage Republic Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

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